The Coronavirus pandemic we are all dealing with means a lot of us are having to work from home, tackling challenges we never thought we’d face here in America. Figuring out child-care, shopping online, E-learning for our kids, juggling home and work life in the same space. But during these tough times many of us…

These are tough times. Many of us may be reviewing our business expenses, as projections are much different today than they were pre-pandemic, as you planned for a bright and sunny 2020.   A big expense for most businesses is insurance.  But the beauty of having an independent insurance agent on your side is that…

Dram Shop laws (liquor liability statutes) currently exist in 43 states, including our great state of Tennessee, and the District of Columbia, in some way, shape or form. The laws vary in scope by state, but fundamentally make any business which sells alcoholic drinks or a host (commercial or private) who serves liquor to a…